Listen to that consultant - she's right about you! You are focused and you'll get there alright.
How can anyone be too cool for the tree?! LOL! See...you've already got your four and a half baubles, which rocks. A decent loss next week and you'll be halfway there
I got the boyf to print it off at work for me today. He didn't ask why, but gave me a funny look when he got home...and then went ahead and put the magnets from the magnetic draughts as baubles on the tree! hehe! He's ever so supportive, bless him!