Hey Anne, sorry for slow reply!
I am on the Cambridge Plan, and am finding it works for me - the first diet that ever has! But if you are on a limited budget it may be out of your reach right now.
I can understand your frustration - I am also a nurse! And yes blah blah blah we know all about what we SHOULD be doing and what we SHOULD be eating, but didnt stop me getting to 23 stone 6lb
Have a good look around this site, read up on the diets and other options available, and decide which one you think might work for you (and for hubby?). Ask any questions, there is usually someone around who can help you!