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Thread: Whats the best option for taking money abroad??

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    Whats the best option for taking money abroad??

    Hi everyone,

    We are going to Ibiza in 5wks and just wondering what to do about money, we will be taking about 1k, so not sure taking it all in euros is a good idea (wouldnt carry that much cash at home and dont like idea of leaving it in room). Last time we went away we put the money on a card that can only be used on holiday but when we came home it still had a fair bit on yet we got practically nothing back due to exchange rates and fees...do people still use traveller cheques?! cant decide what to do, basically want to get the most euros I can for 1k

    TIA
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    Hiya


    I always use travellers cheques when I go abroad although haven't been for a couple of years. I just find them easier, you know how much money you've got left and if they get stolen you're covered. You're definitely doing the right thing in not taking all cash!!
    After 21 months of TTC finally got our BFP on 11th May 2013 - Cole William Jones born 31/12/2013 @ 18:33hrs






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    We've just got back from Majorca. We took Euro money travel cards which we got through Thomson, but I think the Post Office do them as well. We took some Euros and then just used the cards as and when we needed cash or to pay for meals etc. They are much safer and easier to use and you can preload them before you go x
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    Thanks, the euro card was what we used last time...but that was 3 yrs ago, I remember us saying we wouldnt do it that way again, partly because it had lots of euros left on it when we came home but we got very little back as their exchange rate was lower for claiming back and they charged a fee! but there was another reason we didnt like it, cant remember what though now! Did you get charged every time you paid for something on the euro card? really cant remember why we didnt like it!

    Might go old skool and stick to travellers cheques :-) x
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    I got a Euro account opened with one of the banks (try googling you will get some offers), you have one debit card for all your accounts with them, so just before holidays I just switch this card on-line to my Euro account. Very convenient. Also, as you can exchange your GBP to EUR in bulk at any provider you want and when FX rates are good - you can save loads on FX too. Be careful with all those ads like no commissions etc - they load their profits into "buy"/"sell" FX rates. Travelcheques are the most expensive and inconvenient in my mind...

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    You could use your debit card to make withdrawells from an ATM. Take a large amount out at a time to minimise the fee they charge and always choose 'local currency' so it's your own bank that'll charge to convert. Just remember to phone your bank before you go so they put a record on your account so they don't think it's a fraudulant transaction!





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