Tinytootz
Mini crazy cat lady
Today, I started filling in the forms to file for bankruptcy. To say I am terrified is an understatement! The forms are so scary, and so formal. I don't know how I'm going to afford the fees as they have gone up since I last enquired, if I don't get the court fees wavered, I'm looking at around £700.
Headed to CAB tomorrow for a hand filling in the form, as I'm always convinced I do things wrong.
It's been on my mind now for about.....oooooh.....6 years. I got myself in a dreadful mess when I was younger, and am now paying for it. I attempted an IVA, but the company was dodgy, and were making me pay more than I could actually afford to. My debt is too much for a DRO. I know its the 'easy way out', but at the moment, and for some time, there is simply no other way out.
My parents don't know about it, and neither does OH. My ex did, not that that matters now! A few friends know about it, but not indepth. I guess I'm typing this as a way of 'discussing' it or at least 'vocalising' on a non-personal level. I know I did wrong, and I've given myself enough beatings up over it to last a lifetime.
:cry:
Headed to CAB tomorrow for a hand filling in the form, as I'm always convinced I do things wrong.
It's been on my mind now for about.....oooooh.....6 years. I got myself in a dreadful mess when I was younger, and am now paying for it. I attempted an IVA, but the company was dodgy, and were making me pay more than I could actually afford to. My debt is too much for a DRO. I know its the 'easy way out', but at the moment, and for some time, there is simply no other way out.
My parents don't know about it, and neither does OH. My ex did, not that that matters now! A few friends know about it, but not indepth. I guess I'm typing this as a way of 'discussing' it or at least 'vocalising' on a non-personal level. I know I did wrong, and I've given myself enough beatings up over it to last a lifetime.
:cry: