Don't you just hate it when....

kingleds said:
Okay - somewhat random one & not SW related but

That pounds to pocket advert with the girl that says 'I was turned down by all the mainstream lenders'

Dyjhiw you turn into the person screaming 'YES - COS YOU'RE A MASSIVE CREDIT RISK YOU MORON STOP BORROWING MONEY YOU CAN'T AFFORD!" At the TV whenever it's on.
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DYJHIW.... you really hate it that some people are really stereotypical and just assume everyone with credit problems are a mark on society!! believe it or not love i am sitting with 27,000 grand in the bank and cant get a mortgage as my asshole ex- husband screwed me into joint accounts, loans to pay off his debt and screwin up my credit score!!! Dont get me wrong i admit to bein a nieve gullible idiot!! Not a moron though?!?? I now have to resort to payday loans to get by at times, not everyone is the same!!! Dont tar us all with the same brush!!!! Thanks xxx
 
Miss*Kellyxoxo said:
DYJHIW.... you really hate it that some people are really stereotypical and just assume everyone with credit problems are a mark on society!! believe it or not love i am sitting with 27,000 grand in the bank and cant get a mortgage as my asshole ex- husband screwed me into joint accounts, loans to pay off his debt and screwin up my credit score!!! Dont get me wrong i admit to bein a nieve gullible idiot!! Not a moron though?!?? I now have to resort to payday loans to get by at times, not everyone is the same!!! Dont tar us all with the same brush!!!! Thanks xxx
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Fair enough that there are people such as yourself who haven't got great credit score through no fault of their own and some of us through naivety etc but some of the adverts and publicity out there for these sort of things does my head in and will be taken up by people who can't afford to pay it back and not necessarily to get by but to get things they dont need but want.
Its none of my business but as you do put it in your post I will comment that Im confused by the contradiction of having thousands in the bank but needing payday loans to get by.
 
*Emsie* said:
Fair enough that there are people such as yourself who haven't got great credit score through no fault of their own and some of us through naivety etc but some of the adverts and publicity out there for these sort of things does my head in and will be taken up by people who can't afford to pay it back and not necessarily to get by but to get things they dont need but want.
Its none of my business but as you do put it in your post I will comment that Im confused by the contradiction of having thousands in the bank but needing payday loans to get by.
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Thats fine if you are taking sympathy for people havin to use these loans and get exploited because they cant pay it back as it is a last resort!!! But if are using it for silly things like a night out or silly luxurys, deserve all they get but to be called a moron for havin to use a service like this for necessities, dont think that is very fair as not every ones circumstances are the same!! I have the money i have in an account stored away until such time as it is gonna benefit me and my family to use it!! If i start delv'in into it just now to live week to week its gonna be whittled away very soon!! I think the last post was aimed at people who use these site regardless of there situation!! Not everyone is in the same boat as all the scroungers out there that apparently use payday loans xxxx
 
DYKHIW you washed your new pink lace dress with a baby's Velcro fastening bib, and you now have a clean bib and...... A ball of pink fuzz :( (serves me right for ignoring dry clean only instructions!)
 
dyjhiw .. your nextdoor neighbours can sleep thru their toddler screaming in the next room at 2.15 in the morning (crying for last 1/2 hour) , and yet you (i.e. me) wake up everyother night to it, thru a brick wall across a landing and the kids bedroom.. guess i must have super hearing..

i know you can't help a kid crying but it's starting to annoy the sh!t outta me, i'm knackered :(
 
Miss*Kellyxoxo said:
DYJHIW.... you really hate it that some people are really stereotypical and just assume everyone with credit problems are a mark on society!! believe it or not love i am sitting with 27,000 grand in the bank and cant get a mortgage as my asshole ex- husband screwed me into joint accounts, loans to pay off his debt and screwin up my credit score!!! Dont get me wrong i admit to bein a nieve gullible idiot!! Not a moron though?!?? I now have to resort to payday loans to get by at times, not everyone is the same!!! Dont tar us all with the same brush!!!! Thanks xxx
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Ummm

I did not tar anyone with a brush.aside from anything else it's not a payday loan advert. It's a short term (12 month loan advert) with a horrifyingly high interest rate, designed to prey on people.

I am not a hypocrite in this instance ( though I am sure I am in others, what with no one being perfect & all). It'll be a cold day in hell before I use a payday loan company & any other type of loan company for that matter.

Actually, if you'd bothered to read myself you would realise it was about me hating the fact I'd turned into one of those people who shouts at adverts on the telly.
 
kingleds said:
Ummm

I did not tar anyone with a brush.aside from anything else it's not a payday loan advert. It's a short term (12 month loan advert) with a horrifyingly high interest rate, designed to prey on people.

I am not a hypocrite in this instance ( though I am sure I am in others, what with no one being perfect & all). It'll be a cold day in hell before I use a payday loan company & any other type of loan company for that matter.

Actually, if you'd bothered to read myself you would realise it was about me hating the fact I'd turned into one of those people who shouts at adverts on the telly.
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Ummmm i think you are a hypocrite sorry!!!! You said you shouted at the advert because people are a being morons for using the service as they are a credit risk!!! If that is your point of veiw fine!! At least own whay you say say and dont back track!!!! Xxxxx
 
Ah I love waking up to a good minis ***** fit and someone getting bent out of shape about something someone said on an Internet forum that has no bearing on their life whatsoever.

And FYI using payday loans that charge a million per cent APR, when you DO have money available seems a bit moronic to me??!! But, that's your choice and makes no difference to my life whatsoever so get on with it.
 
All i am saying is not everyone who resorts to payday loans are morons!! High interest rates or not!!! Maybe you shoudnt comment until you are in a situation yourself!! I can understand why people on this site end up leaving!! Lol!! Xx
 
You're feeling the benefits of drinking lots of water everyday but feel like you're always at the toilet!!
 
Miss*Kellyxoxo said:
Ummmm i think you are a hypocrite sorry!!!! You said you shouted at the advert because people are a being morons for using the service as they are a credit risk!!! If that is your point of veiw fine!! At least own whay you say say and dont back track!!!! Xxxxx
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I suggest you learn the meaning of words before you start throwing around assertions about people you've never met. Aside from anything else, in order to be a hypocrite in this situation I would needed to have actually used a payday loan company myself! That's kinda the definition of a hypocrite - someone criticising others for something they would do themselves. Hence, by virtue of the fact that I stated I would never use them, I cannot be considered a hypocrite for being critical of someone for using them.
 
kingleds said:
I suggest you learn the meaning of words before you start throwing around assertions about people you've never met. Aside from anything else, in order to be a hypocrite in this situation I would needed to have actually used a payday loan company myself! That's kinda the definition of a hypocrite - someone criticising others for something they would do themselves. Hence, by virtue of the fact that I stated I would never use them, I cannot be considered a hypocrite for being critical of someone for using them.
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And i suggest in the future you are a bit kinder with your words!! Do you understand the meaning of moron when you are banding it about??? And lets face it we are never going to meet this is an internet forum!! You say what you like as i have witnessed on here a thousand times!! So i will take back the comment of you being a hypocrite as there are many others i could use!! But whatever that makes me i dont label people morons or other unkind words especially when talking about things i know nothing about!! Xx
 
It's all kicking off 'innit??!

Anyway, DYJHIW your OH decides he's going to start SW with you BUT he's not going to count his drinks, or start today or be as anal about it as I am!!!!!!!

I am anal about it boyo but that's why I'm almost 4 stone down and you look like a well fed budha :mad:
 
Miss*Kellyxoxo said:
And i suggest in the future you are a bit kinder with your words!! Do you understand the meaning of moron when you are banding it about??? And lets face it we are never going to meet this is an internet forum!! You say what you like as i have witnessed on here a thousand times!! So i will take back the comment of you being a hypocrite as there are many others i could use!! But whatever that makes me i dont label people morons or other unkind words especially when talking about things i know nothing about!! Xx
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Blimey love - I can't imagine what I did to offend you quite as much I have. You obviously don't know me at all if you think I'm talking about stuff I know nothing about but you also don't really seem to want to listen either so I won't be wasting any more breath on trying to explain.

If I offended anyone with my use of the word moron in my somewhat self depreciating post about how I hated the fact I'd turned into one of those people that shouts a the telly I am truly sorry.

Dyjhiw somehow you've had a row before breakfast!
 
Haha I hope so!
 
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