Well i wouldnt change anything. I'd stay in my wee house, keep my mortgage and overdraft, continue to take caravan holidays in this country and def not give up work. Or....
Pay off all debt, buy a hol house in Rhodes, sporty wee car for me, bigger house with ensuite rooms for kids so they can clean up there own mess after a shower, still make OH work as we'd fall out if we spent all day together, oooh loads of shopping, friends round, ok better make a donation to charity.
What a lovely day dream.