Belletabbycat
Gold Member
Yay!!! Is so similar to the house my god parents had while I was growing up 
is lovely huge congrats xx
is lovely huge congrats xx
Sarah's Target & 10K Mission
- Thread starter Miss_Corset
- Start date
ScarlettStar86
Gold Member
Congratulations hun hope it all goes through smoothly! X
Miss_Corset
Target? Bring it on!
Aww thanks lovelies. Feeling nervous today as all the mortgage stuff is going through - should be all fine but you never know, do you!! lol xxx
asmallertasha
Gold Member
So happy for you Sarah!! xx
Miss_Corset
Target? Bring it on!
Thanks so much lovelies - you are all so totally awesome! The mortgage application has been submitted so we're just waiting for a decision - feeling totally sick right now - I'm no good at waiting! Will be devastated if the 'computer says no' xxx
xxx
Miss_Corset
Target? Bring it on!
I was right to be nervous - there seems to be some sort of fraud on Dave's credit report (i.e. two defaulted accounts with names very similar to his but nothing to do with him) so we can't get the mortgage deal we wanted. I have no idea how long it will take to get the incorrect information off his file. In 2009 he used to work for Phones4U and some of the people working there at the end were super dodgy - we think they have set up contracts against his address with fake names. Total and utter *****!!!
Currently working with our financial advisor on other options but feel like my whole world has fallen apart xx
Currently working with our financial advisor on other options but feel like my whole world has fallen apart
xx
ScarlettStar86
Gold Member
Omg hun what scumbags! As it's fraud you should be able to get them removed quite promptly. Will prob involve reporting it to the police to get crime numbers etc.
I know this is with hindsight but experian is always worth the money!
I know this is with hindsight but experian is always worth the money!
Belletabbycat
Gold Member
Oh honey the same happened to me when I was getting my mortgage had thought all would be fine as I had an existing mortgage but my credit check threw up something. I did get a mortgage but with a smaller lender in the end but was v stressful waiting. Sure it will work itself out but I know what you are going through xxxx
xxxx
Miss_Corset
Target? Bring it on!
Thanks girls. We have been paying for Experian for 3 months and everything looked fine! Our financial advisor is livid with them so Dave has got to ring and shout at them tonight for not giving us all the facts when we've been subscribing to their service. Grr. Hopefully we can find a away around it though xx
asmallertasha
Gold Member
Oh honey, hope it all sorts itself out soon xx
ScarlettStar86
Gold Member
Duplicate post
OpalLilyEats
Gold Member
Oh Sarah, my heart goes out to you... I hope you're ok and can get it sorted asap xx
gingaling
Gold Member
Flipping Nora that's totally unacceptable by experian! Is there nothing you can do at all to talk to the lender and explain?! Get something in writing from experian which shows it's not Dave so the lender knows it's being removed and can assess you on that basis?! So frustrating!
What mortgage deal were you hoping for? Rates are set to stay low for a wee while so hopefully you can get a similar (or even better?!!) one once sorted?! I'm having to go through all my mortgage authorisation for new job at the mo, plus rob and I have just refixed our rate so they seem to be taking over my life at the mo too xxxx
What mortgage deal were you hoping for? Rates are set to stay low for a wee while so hopefully you can get a similar (or even better?!!) one once sorted?! I'm having to go through all my mortgage authorisation for new job at the mo, plus rob and I have just refixed our rate so they seem to be taking over my life at the mo too xxxx
Miss_Corset
Target? Bring it on!
Girls - you are all amazeballs. Can't thank you enough for all your support.
Ging - we've got to contact the individual companies involved and try prove that it's fraudulent...which is going to take some time. Thankfully we have come up with a good plan B so we should still get the dream house How's the new job going???
xx
Ging - we've got to contact the individual companies involved and try prove that it's fraudulent...which is going to take some time. Thankfully we have come up with a good plan B so we should still get the dream house
How's the new job going???xx
newbee89
Silver Member
Sorry I've been so quiet, a lot going on at the moment with me but all good. Dieting has been on the back burner but healthy eating where I can! Just wanted to share in your excitement re house stuff and wish you well. Everything happens for a reason so i truly believe you will end up where you are meant to I'd say Dave is livid! What's your IG name? x
I'd say Dave is livid! What's your IG name? x
Alycyn1980
Addicted to Minimins!!!
Miss Sarah's dirty thirty adventure to target!
Wow that all sounds crazy re: house/mortgage/fraud. No wonder ur stressed. We r looking to re-mortgage nxt yr & I am not looking 4ward to it as according to experience/equifax my credit rating is poor. I have never defaulted on anything tho so hope that goes for something!!
Chin up & if this is the house for u u will get it. I believe in that as we had problems when viewing our house but all worked out & we have nvr looked back
Wow that all sounds crazy re: house/mortgage/fraud. No wonder ur stressed. We r looking to re-mortgage nxt yr & I am not looking 4ward to it as according to experience/equifax my credit rating is poor. I have never defaulted on anything tho so hope that goes for something!!
Chin up & if this is the house for u u will get it. I believe in that as we had problems when viewing our house but all worked out & we have nvr looked back
Similar threads
