Advise Needed (not related to CD)

Discussion in 'Cambridge Weight Plan' started by tobeslim, 23 September 2006 Social URL.

  1. tobeslim

    tobeslim Member

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    Hey folks,

    I really need your help. This is the story. I currently live in a small mid terraced house with no front garden and no hall, you walk stright into my living room and my stairs are in the living room.

    We currently owe €232,000 on our mortgage and the house is worth €320,000. We own out €27,000 on loans. Today we looked at houses in Co Carlow (2 hours from where I live in Dublin) and a large three bed house brand new hall semi detached, front garden the works was €260,000. So we are thinking about buying it. But is it is such a move. If we do it with the profit we make on the house we could pay off the debt, bring down the mortgage etc.

    It such a decision. It is not a mayor town and from the internet there does not seem to be alot of work in the area so we might have to commute to Dublin until I find anything. Also we would then have to pay for creshes where my mam minds my daughter now so we dont have any cresh fees
     
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  3. lardass

    lardass Silver Member

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    Dont do it just for the money, the old saying 'money can't but happiness'

    Try writing a pros and cons list for both financial and emotional things so you can see. If you do this seperately then compare it.

    I have found that since having kids i t has taken a long time to build up a good circle of friends and i would not give them up without a fight.

    You could talk to a financial advisor about your current mortgage there are some good deals around modst of the time.

    Best of luck, let us know what you decide
     
  4. tobeslim

    tobeslim Member

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    to be honest i have NO friends so of course my family is important. its not just the money the area i currently live in is not a good area so i have to move - but to where
     
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