*Emsie*
Gold Member
Exactly, I said nothing
Sometimes you don't have to...sometimes you its just knowing
August Money Challenge
- Thread starter Happy Holidays
- Start date
Sometimes you don't have to...sometimes you its just knowing
GrannieAnnie
Silver Member
There`s a lot of truth in the saying "If you want something done properly, then do it yourself"
Well, that`s according to my mum & nan!!
Happy Holidays
Gold Member
There`s a lot of truth in the saying "If you want something done properly, then do it yourself"
Well, that`s according to my mum & nan!!
Lol, there certainly is!!!!
GrannieAnnie
Silver Member
SlimmingKitchen
Gold Member
CONFIRMED Coupon for £5 off Fruit and Veg at Morrison's in The Sun Newspaper THIS THURSDAY! No minimum spend!
GrannieAnnie
Silver Member
Thanks for that!!
Another trip on the bus coming up.
Beginning to wonder if Morrisons are not doing very well which is why they`re printing vouchers.
Another trip on the bus coming up.
Beginning to wonder if Morrisons are not doing very well which is why they`re printing vouchers.
Happy Holidays
Gold Member
Apparently all the larger supermarkets aren't doing as well and low cost supermarkets are doing better, so perhaps Morrisons are looking at other marketing tools to use instead of bogof's etc. It gets people in the store who will buy other goods.
*Emsie*
Gold Member
We would often have leaflets from Morrisons with money off vouchers in so I suppose this is a way of hitting another target audience.
Yeah there is supposed to be big division between the majors and the low costs and I kind of think of Morrisons as somewhere inbetween lol so they are probably tryin/needing to get noticed!
*Emsie*
Gold Member
I've got some vouchers come from sainsburys 10 off when I spend 50 or more so I suppose I ought to check if its worth me doing that! If I use 4 in a row I also then get more nectar points.
Payday is so close I can feel it coming lol nearly there and have about 1.50 in purse and not in the overdraft yet lol!
Payday is so close I can feel it coming lol nearly there and have about 1.50 in purse and not in the overdraft yet lol!
Happy Holidays
Gold Member
I was wondering if it was worth shopping elsewhere to save money, I've collected the Summer Bonus vouchers morrisons are doing, but last night I spent £74 which is a lot for just me & OH, I can't see that I overspent on anything really, no big items, other than OH's cereal bars he takes to work were £1.89 & I bought 3 I told him he wasn't having them again unless they were on offer!!!
I told him he wasn't having them again unless they were on offer!!!
GrannieAnnie
Silver Member
You eating best steak every night?
I shop mainly in Aldi. Picking up what Aldi don`t stock in Asda.
Only going to Morrisons when they have vouchers in the sun.
I find Tesco and Sainsburys too expensive
I shop mainly in Aldi. Picking up what Aldi don`t stock in Asda.
Only going to Morrisons when they have vouchers in the sun.
I find Tesco and Sainsburys too expensive
Happy Holidays
Gold Member
You eating best steak every night?
I shop mainly in Aldi. Picking up what Aldi don`t stock in Asda.
Only going to Morrisons when they have vouchers in the sun.
I find Tesco and Sainsburys too expensive
Flippin looks like it but no, I've not checked my receipt yet to find out what I spent my money on, I didn't buy toiletries & spent £10 on wine but still it's a lot of money for 2. I also generally shop at Aldi & Lidl stocking up in Sainsburys (not too keen though) or Asda.
*Emsie*
Gold Member
Yay its the day of pay lol I shouldn't have overspent at the start of the month but glad I reigned it back in and didn't go into overdraft and still have 50p in my purse lol
Now to control the next months money and I have a fair few expenses with uniforms etc to sort and sons birthday in Sept and hubbys in Oct! and thats before I even start on Christmas!
Now to control the next months money and I have a fair few expenses with uniforms etc to sort and sons birthday in Sept and hubbys in Oct! and thats before I even start on Christmas!
Happy Holidays
Gold Member
Wow thats fab, I'll go o/d this month but its getting better!!!!!
GrannieAnnie
Silver Member
Just seen on the news that banks are changing how they charge for overdrafts.
Think it`s gonna the simplified.
Personally, a few years ago I changed bank to one where I can`t have an overdraft.
It had got out of hand.
I then arranged with the original bank to pay them back by monthly instalments.
The account was then closed when I`d made the final payment.
Sounds a bit drastic, but my overdraft was over £1,000 so something had to be done.
Since then, my finances have been on a much more eve keel. I don`t even miss my overdraft!!
Think it`s gonna the simplified.
Personally, a few years ago I changed bank to one where I can`t have an overdraft.
It had got out of hand.
I then arranged with the original bank to pay them back by monthly instalments.
The account was then closed when I`d made the final payment.
Sounds a bit drastic, but my overdraft was over £1,000 so something had to be done.
Since then, my finances have been on a much more eve keel. I don`t even miss my overdraft!!
*Emsie*
Gold Member
Hope you make some money!
We got into a big overdraft and lived in it for years until managed to get some money to put in and sort it this year and thats why am trying really hard not to get in it again. Its far too easy. In fact your post has made me think of reducing it a bit at least x
sparty
Gold Member
we had done really well and paid off a third of our overdraft but since we got engaged we have had several celebrations etc and now we are back to square one! We have managed to get the credit card spending under control and now only use that for emergencies. We have paid off our big one and are paying back the small ones slowly but surely (luckily they are interest free - one of them til next year and one til 2016). We also have managed to start off some savings for our wedding which is going to cost a lot obviously but the overdraft is one thing i would like to tackle and get paid off.
GrannieAnnie
Silver Member
Well, I went to the newsagent to get a paper. Expecting to get a voucher for Morrisons.
But there was nothing!!
Only a £3 voucher for Poundland :cry:
But there was nothing!!
Only a £3 voucher for Poundland :cry:
