Dancing - your boys!

Discussion in 'Pets Corner' started by blue_grapefruit, 27 June 2008 Social URL.

  1. blue_grapefruit

    blue_grapefruit Gold Member

    Have you insured them? If yes who with and how much do you pay for two?

    I just been quoted £14 per month for mine (not each :)) with direct line - with a £70 excess for vets fees. Does this not seem a bit nuts?
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  3. Dancing

    Dancing Gold Member

    hi. I haven't insured them. And wonder if I should or not. Each visit to the vet is approx £40 just for seeing the vet but I wouldn't save anything by having the insurance.

    It is only if something major/ongoing happens to them. As I'm someone who doesn't have life assurance as I think it plays on our fears, I don't think I'll end up getting it for them. And live to regret it probably.

    The £14 per month for both seems quite reasonable. £70 excess? I suppose that is ok. I'm going back to the vets next week. They have a company they advertise there. I'll find out what the costs/excess are but you will want to get something organised before then I guess.

    How old are they?
  4. blue_grapefruit

    blue_grapefruit Gold Member

    14 weeks.

    When my mother got cats she decided not to insure....Then bloody Alonso decided to run into a car (he got run over) and had to have a pin put in his leg and have his jaw reset - £1000!!! Argh, can't afford it!

    Don't know what to do! Just saw a thread on MSE that gives a range of pet insurances - the lowest is £4.60 per cat...
  5. Dancing

    Dancing Gold Member

    i guess you'd (we'd???) have to compare what you get if things go wrong. Max amount they pay out at one time, whether they pay for ongoing treatment for single incident, if so, what is the max they pay. Do you have to pay the vet and then claim it back or do you only pay the excess?

    I guess I should consider it as I know that I would want to help them no matter what happened to them.
  6. Dancing

    Dancing Gold Member

    what's MSE?
  7. blue_grapefruit

    blue_grapefruit Gold Member

    I think i will give direct line a ring in the morning, will ask all the random "what if" questions and let you know!

    Mine had their bits done yesterday! Poor lil things xx
  8. blue_grapefruit

    blue_grapefruit Gold Member

    Money saving expert
  9. Porgeous

    Porgeous Chilling

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    Ours are all insured via Petplan and we pay about £14 per pair, ie about £30 for all four per month. The cover was not bottom of the range but what I would call mid and covered most eventualities. We've only had to call on it once thankfully but you never know!

  10. blue_grapefruit

    blue_grapefruit Gold Member

    Awww, look who stuck her nose in. Just cod you have 4 designer cats :D
  11. Dancing

    Dancing Gold Member

    i should have known that was MSE! doh!

    oh poor boys with no bits. ... so they can have them removed at 14 weeks then? I was worrying that spot on 20 weeks might be too soon. Well, they are definitely being de-knack knacked next week then.

    Yes, let me know please
  12. blue_grapefruit

    blue_grapefruit Gold Member

    Yeah, apparently there's a huge drive at the moment to get cats neutered before they adapt a memory for their bits or something..... Can be done as young as 12 weeks. Apparently helps with the healing process too cos they are smaller? I dunno, i still think it's cruel ;)

    night night xx
  13. Carolanski

    Carolanski Back to it!

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    My two are insured with Tesco - £6 each a month and a £50 excess. We've got them chipped too - figure its better to be safe than sorry.

    Carol x
  14. Dancing

    Dancing Gold Member

    oh thanks carol - that sounds a bargain!!
  15. blue_grapefruit

    blue_grapefruit Gold Member

    That does! Is there an upper limit on the claim in terms of money and length of treatment?
  16. Kitteh

    Kitteh Resident geek

    So have we decided that its worth insuring pets yet? or not? Dont know if i should insure mine.. tbh.. they dont go outside.. they're spoilt little house cats..

    x x
  17. Dancing

    Dancing Gold Member

    still not sure but it is good to have the information anyway. I would think if they don't go outside they have less need for insurance. I'm not going to let mine out when it is dark so that must minimise dangers. But £6 a month is nothing really and may be worth it. I had a quick look at the Tesco website and didn't see anything like £6 so Carol, could you give some details of what the policy is called or something please.
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  19. blue_grapefruit

    blue_grapefruit Gold Member

    I used THIS and got quoted £12.18 for both, excess is £50
  20. sazzy34

    sazzy34 Gold Member

    cambridge diet / weight watchers
    Sorry to but in, I pay about £6 for my cat. Have used tesco for the dogs I had and they paid out £2000 for my dog to have an MRI scan, absolutely no problems.
    Just make sure you question the limit per condition because I think with the dogs it was capped at £2000 (luckily) but for a little bit more it was capped at £10000 per condition
  21. kellymundy

    kellymundy Gold Member

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    Dito! I have my 2 cats and my dog with Tescos with a £40 excess and it cost me just under £20 a month, most of which is for the dog (he's a pedigree Golden Retriever). I would definately say it is worth it even for house cats as I've had to call on my insurance for one of my cats that's a house cat (one goes out and one stays in...don't ask!!!LOL). My house cat developed a problem with his leg, they think he broke his shoulder at birth but it didn't really cause him a problem until he started a growth spurt at about 3 months and it would have cost me nearly £600 to find out what the problem was!:eek: I thought they would call me on it saying the condition was already present when the policy came into effect so they wouldn't pay for it, but nope they just asked me to get the vets to send the bill to them and they'd pay it!
    I also had to use it when my old cat (who sadly died last year) got gastric flu which again was not cheap, and again to get lost posters printed up when one of my other cats disappeared (again sadly I never got her back).
    I would definately recommend taking a look at Tescos as I've never had a problem with them at all and their prices are really competitive, I mean I live next to a motorway so it's not exactly the safest place for cats so the price I've got is brilliant!
  22. blue_grapefruit

    blue_grapefruit Gold Member

    Thanks Kelly, will definately take your advice xx
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