BTW Mini targets are a great idea, I gave myself little treats along the way, not always things financially motivated, but an extra hour in bed, or a nice face mask whilst lying in the bath reading. Cheapie treats are good too, like a nail polish, then paint your nails that colour, look at them all week as a reminder of how far you have come!! Things like that, you can also set a bigger treat for 1 month ie on your next payday, go for a haircut, or treat yourself to something you really want, a good book etc.
Jez
xx