I also think I'd like my thighs covered a bit as I have horrid cellulite, why don't they invent some sexy bikinis that are like little shorts.
Would you consider a swimskirt or a swimdress? Like a regular swimsuit or bikini-bottoms, but with a flirty little miniskirt in the same fabric on it - some are as short as a ruffle, some cover half your thighs. I'd never go swimming without a swimskirt... I'd be scared of getting charged for bringing the female form into disrepute